Make Workplace Banking to work for your employees
Through Pathfinder Bank’s Workplace Banking program, your employees can take advantage of beneficial product specials and convenient services - all at no cost to your business.
{beginAccordion}
About Pathfinder Bank Workplace Banking Program
As a local community bank, Pathfinder Bank delivers personalized service, local decision-making, and meaningful financial solutions designed to strengthen the financial well-being of your employees, support your workplace, and invest back in the communities we serve.
Benefits for Your Business
No-Cost, Fully Managed Program
We handle everything - from launch, onboarding, through ongoing support. No administrative burden on HR or leadership with ongoing program management and optimization.
Dedicated Workplace Banking Team
A dedicated Pathfinder Workplace Banking team provides personalized support for both employers and employees, including on-site and virtual assistance.
Custom Employee Engagement Materials
Ready-to-use marketing and onboarding materials provided at no cost, including flyers, posters, HR toolkits, implementation guides, and communication templates.
Financial Wellness & Education Sessions
Complimentary virtual or on-site financial education ses-sions covering topics such as budgeting, credit, savings, homeownership, and fraud prevention.
Workforce & Administrative Benefits
Enhance your employee benefits package while supporting recruitment, retention, employee financial wellness, and direct deposit participation. Plus, save annually with increased direct deposit by avoiding check printing and mailing costs.
Benefits for Your Employees
Convenient Options for Employees
Simple, easy-to-understand banking solutions with access to dedicated local banking professionals to help employees reach their financial goals.
Basic Banking Incentives
Everyday banking benefits for employees, including com-petitive checking offerings with cash bonus incentives, and Savings and Money Market options to grow balances.
Lending & Homeownership Advantages
Lending and home benefits for employees like preferential loan pricing (rate discounts, reduced fees), mortgage and home equity incentives, including closing cost savings.
Employee Financial Wellness
Support employee financial wellness with complimentary virtual or on-site seminars led by Pathfinder representatives, designed to educate, engage, and provide practical financial guidance for employees at every stage of life.
24/7Digital Access
Secure digital banking tools available anytime through online and mobile banking, including Immediate Pay, Zelle®, eStatements, ATM fee reimbursements, and additional convenience features (link to some of these, like Zelle)
Resources
Download the Workplace Banking Employer Flyer
Download the Workplace Banking Employee Flyer
Download the Implementation Guide
{endAccordion}
Enroll your business in the Patherinder Bank Workplace Banking Program today for free!
Complete the form to contact us about Pathfinder Bank’s Workplace Banking Program, or contact Jake Kippen, Workplace Banking Coordinator, at 315-529-2893 or [email protected].
Get Started with Workplace Banking
Terms and Conditions:
Program Overview
Workplace banking is a no-cost, premium value employee benefit program designed to provide convenient and affordable banking services for the employees of organizations and companies who help support the vital economic needs of our communities.
Program Requirements
Customers will be eligible for the program if they:
- Are an employee at a participating employer. Proof of employment can be the customer’s most recent paystub from the participating employer or a Pathfinder Bank Workplace Banking Program flyer that was distributed through the participating employer.
- Establish a payroll direct deposit of at least $500 within 60 days of entering the program, into a Pathfinder Bank personal checking account.
If a customer no longer meets the program requirements, the Bank reserves the right to remove the customer from the program and discontinue associated program benefits.
Program Benefits
Cash Bonus
Customers will receive a one-time cash bonus when they meet all program requirements and open a qualifying Pathfinder Bank personal checking account. Qualifying checking accounts are Premier Checking, Kasasa Cash Checking, and Kasasa Cash Back Checking.
- Eligible customers that open a Pathfinder Bank Premier Checking Account will receive a one-time cash bonus of $400.
- Eligible customers that open a Pathfinder Bank Kasasa Cash Checking Account or a Pathfinder Bank Kasasa Cash Back Checking Account will receive a one-time cash bonus of $200.
Existing Pathfinder Bank customers with existing deposit accounts and/or existing payroll direct deposits are eligible for Workplace Banking Program benefits but are not eligible for the cash bonus unless a new qualifying account is opened and all applicable bonus requirements are met.
Cash bonuses may be credited at different times depending on account activity but will be paid no later than 10 calendar days after all qualifying criteria are met. All accounts must remain open, active, and in good standing through the date any cash bonus is paid. Cash bonuses may be reported to the IRS on Form 1099-INT or other applicable forms. Please consult your tax advisor.
Deposit Products
Eligible customers that open the below Deposit Products will receive the following benefits.
Pathfinder Bank Premier Checking Account
- The minimum balance requirement of $500 to open the account will be waived.
- The minimum balance requirement of $1,000 to avoid the $15 monthly service fee will be waived.
- The minimum balance requirement of $500 to earn interest will not be waived. Refer to the Pathfinder Bank Rate Sheet for the interest rates that apply to this account.
Pathfinder Bank Kasasa Cash Checking Account & Cash Back Account
- The first order of Personal Checks will be free.
Pathfinder Bank Health Savings Account (HSA)
- The $25 Setup Fee will be waived.
Pathfinder Bank Personal Certificates of Deposit (CD)
- There will be a 0.25% interest rate increase above the then-current annual percentage yield (APY) offered on eligible Pathfinder Bank Personal Special CD products.
Lending Products
Eligible customers that close on the below Lending Products will receive the following benefits.
Pathfinder Bank Residential Mortgage
- The $500 application fee will be waived. Third-party fees may still apply.
Pathfinder Bank Home Equity Loans
- There will be a 0.25% rate discount for the life of the loan.
Pathfinder Bank Consumer Loans
- The $20 application fee will be waived.
- There will be a 0.25% rate discount for the life of the loan.
- Program participants may receive both the Workplace Banking Program discount rate and the existing auto-pay discount rate, for a combined total discount rate of 0.50%.
Additional Benefits
- Bank Checks and Money Orders are free (limit 2 per day).