Add breathing room to your municipality’s budget, and gain flexible spending power with Mastercard® .
Apply now and take advantage of a 0% introductory Annual Percentage Rate (APR) for the first 6 billing cycles from account opening on purchases, balance transfers, and cash advances with new business credit card accounts.2
Key Features
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Competitive Rates
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Flexible Spending
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Local Service
The Pathfinder Bank Platinum Collection, and the World and World Elite Collection, from Mastercard® are designed to support the way your municipality operates - delivering flexible purchasing power backed by the community bank you trust. Choose the solution that aligns with your municipality’s needs and how you manage expenses.1
- Boost the purchasing power of your municipality
- Free, 24/7 online account management
- Competitive rates3
- Additional benefits include:
- Flexible rewards options, including points (redeemable for airfare, merchandise and gift cards) or cash back on select cards
- Mastercard Easy Savings® program for automatic rebates at select merchants
- Advanced fraud protection and security features
- Travel and protection benefits, including travel accident insurance and additional coverage options available on select cards
- Accepted worldwide, wherever Mastercard is accepted, in-store and online
- Local service from people you know
- Easily replaced if lost or stolen
- Purchases are secure
Already have your card? Manage your account anytime online.
With the Platinum Payback and Platinum Preferred Cards, you can now earn cash back or rewards for purchases, transforming everyday expenses into real savings for your municipality. Depending on the card you choose*, you can:
- Earn 1% Cash Back on all qualifying purchases and up to 5% Cash Back while shopping online with nearly 400 popular retailers.
- Redeem points for airfare, merchandise and gift card rewards.
- Insure and protect yourself with extensive security and travel assistance services.
*Rewards, earning structure, and redemption options vary by card. Terms and conditions apply
Log in now to Register, Manager and Redeem
1See the card application's Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by First Arkansas Bank and Trust and serviced by Card Assets, a division of First Arkansas Bank and Trust. Card Assets is licensed by Mastercard International Incorporated. Credit cards are subject to credit approval.
2Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Subject to enrollment and periodic promotions. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
* Effective 2/10/26: 0% introductory APR for the first 6 months on purchases, balance transfers and cash advances from the date of opening. After the introductory period, the variable rate will be 16.74% to 20.24% for purchases and balance transfers, and 20.24% to 23.74%for cash advances, based on your creditworthiness. There is a balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater. A cash advance fee of either $10 or 5% of the cash advance, whichever is greater. Some balance transfer limitations apply. Foreign transaction fees may apply, see terms and conditions for rate, fee and other cost information. Annual fees are as follows: Platinum products - $0; World Elite - $29 per card; World Elite Plus - $249 and $49 for each additional card. Offer may be withdrawn at any time.