Enjoy the convenience, flexibility, and purchasing power of a Mastercard® credit card backed by the local service of Pathfinder Bank.
Apply now and get 0% introductory Annual Percentage Rate (APR) for the first 12 billing cycles after account opening for purchases, balance transfers and cash advances with new consumer credit card accounts.2
Key Features
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Competitive Rates
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Flexible Spending
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Local Service
The Pathfinder Bank Platinum Collection, and the World and World Elite Collection, from Mastercard® offers you a credit card designed to complement the way you live provided by the community bank you trust. You have the freedom to choose a card that fits your specific needs.1
- Enjoy more spending flexibility
- Free, 24/7 online account management
- Competitive rates3
- Additional benefits include:
- Flexible rewards options, including points or cash back on select cards o Mastercard® Zero Liability Protection
- Mastercard® ID Theft Protection™
- Premium travel, entertainment, and lifestyle benefits available on select cards
- Accepted worldwide, wherever Mastercard is accepted, in-store and online
- Local support from a bank you know and trust
- Easily replaced if lost or stolen
Already have your card? Manage your account anytime online.
Family vacations. Home remodeling. Car repairs. The cost of living adds up. Thankfully, with the Platinum Payback and Platinum Preferred Cards you can now earn cash back or rewards for purchases, transforming everyday costs into real savings. The Platinum Payback and Preferred Credit Cards make it easy for you to earn points or cash back for every dollar you spend. Depending on the card you choose*, you can:
- Earn cash back or reward points on qualifying purchases
- Redeem rewards for travel, gift cards, merchandise, and more
- Access enhanced earning opportunities through select promotions and partner retailers
- Track, manage, and redeem rewards anytime through a secure online platform
*Rewards, earning structure, and redemption options vary by card. Terms and conditions apply.
Log in now to register, manage, and redeem rewards.
1Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Subject to enrollment and periodic promotions. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
2Effective 2/10/26: 0% introductory APR for the first 12 months on purchases, balance transfers and cash advances from the date of opening. After the introductory period, the variable rate will be 14.49% to 23.49% for purchases and balance transfers, and 18.24% to 27.49% for cash advances, based on your creditworthiness. There is a balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater. A cash advance fee of either $10 or 5% of the cash advance, whichever is greater. Some balance transfer limitations apply. Foreign transaction fees may apply, see terms and conditions for rate, fee or other cost information. Annual fees are as follows: Platinum products - $0; World - $35 and $29 for each additional card; World Elite - $299 and $49 for each additional card. Offer may be withdrawn at any time.
3See the card application's Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by First Arkansas Bank and Trust and serviced by Card Assets, a division of First Arkansas Bank and Trust. Card Assets is licensed by Mastercard International Incorporated. Credit cards are subject to credit approval.