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Let your home lend you what you need. By using your equity as collateral, you can lock in competitive financing.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local, Trusted Lenders
  • Competitive rates for short-term or one-time needs, such as education expenses or debt consolidation
  • The existing equity in your home is used as collateral backing
  • Repayment terms that work with your budget
  • The interest paid might be tax deductible1
  • Local decision-making and processing in Central New York
  • Professional, friendly service every step of the way
  • Competitive, variable rates for ongoing needs, such as home improvements or emergency reserves
  • The existing equity in your home is used as collateral backing
  • Repayment terms that work with your budget
  • Apply just once to reuse funds again and again
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Pathfinder Bank checking account
  • The interest paid might be tax deductible1
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing in Central New York
  • Professional, friendly service every step of the way

1Consult a tax advisor.

It's Time to Bank Better

Here you're family — not a number.

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