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Title V of the Housing Economic Recovery Act of 2008, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act or Act) is intended to improve the accountability and tracking of residential mortgage loan originators (MLOs), provide protection for consumers, reduce fraud, and provide consumers with information regarding MLOs. Registration is required for Mortgage Loan Originators who work for an agency regulated institution.

The following website will provide you with information about all mortgage loan originators who are either licensed and/or registered: nmlsconsumeraccess.org

The registered mortgage loan originators employed by Pathfinder Bank are listed below with their unique identifier. This identifier will be required to access the information pertaining to a particular mortgage loan originator.

Mortgage Loan Originator Name

Mortgage Loan Originator Unique Identifier

Laura Angell

1885916

Alissa Armstrong

2173330

Randall Barnard

816673

Sandra Beshures

1998418

James Bligh

494177

Tracy Boyle

1897539

Laine Brady

2511483

Robert Butkowski

729607

Daniel Capella

1711624

David Cavallaro

515101

Stephen Cerminaro Sr.

2613405

Amy Crast

2124090

Corienna Cummings

2530863

Joleen DiBartolo

1567828

Kristal Flanagan

421989

Brooke Fralick

2337377

Gregorio Jimenez

2162177

Jennifer Kaljeskie

750628

Adam Kemp

2436844

Michael Luu

666741

Sharon Marziale

873966

Colleen McCraith

1259267

Angela Mills

2215124

Craig Nessel

729604

Angel Petrie

1746225

Reyne Pierce

2612456

Tyran Rogers

1637175

Ruth Scheppard

729600

Amy Shaw

729597

Marybeth Wyman

2076090

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