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Title V of the Housing Economic Recovery Act of 2008, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act or Act) is intended to improve the accountability and tracking of residential mortgage loan originators (MLOs), provide protection for consumers, reduce fraud, and provide consumers with information regarding MLOs. Registration is required for Mortgage Loan Originators who work for an agency regulated institution.

The following website will provide you with information about all mortgage loan originators who are either licensed and/or registered: nmlsconsumeraccess.org

The registered mortgage loan originators employed by Pathfinder Bank are listed below with their unique identifier. This identifier will be required to access the information pertaining to a particular mortgage loan originator.

Mortgage Loan Originator Name

Mortgage Loan Originator Unique Identifier

John Andrews

884710

Randall Barnard

816673

Cheryl Bergman

729599

Ashley Betts

1613379

James Bligh

494177

Robert Butkowski

729607

Susan Cahill

729605

Daniel Capella

1711624

Tina Caplette

729606

David Cavallaro

515101

Deborah Chalone

1426236

Calvin Corriders

909774

Calvin Corriders

1371094

Robin Dettbarn

482042

Jodi DeAugustine

935155

Joleen DiBartolo

1567828

Crystal Flack

1599822

Denise Lyga

729598

Sharon Marziale

873966

Deana Michaels

729601

Craig Nessel

729604

Cheryl Reed

515082

Ruth Scheppard

729600

Amy Shaw

729597

Kelly Soccocio

531857

Brenda Syrell

729603

Lisa Weldin

1617743

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