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You understand the value of relationships — so do we. Get what you need to reach new heights with a true partner by your side.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local, Trusted Lenders
  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
    • Commercial real estate purchase
    • Construction
    • Business acquisition or expansion
    • Equipment/inventory purchase
    • Working capital
    • And more
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity1
  • Local decision-making and processing in Central New York
  • Professional, friendly service every step of the way 

1Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.

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