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Introducing UPIC Through EPN: A Safer Way to Receive ACH Payments

UPIC (Universal Payment Identification Code) is a unique identifier that allows your business to receive ACH credit payments without revealing your actual bank account number. Think of it as a secure proxy for your account.

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Why Use UPIC?

  • Protect Your Account Information: Share your UPIC instead of your real account number to reduce fraud risk.
  • Simplify Payment Processing: Perfect for businesses that receive electronic payments from multiple sources.
  • Backed by EPN: Supported by the Electronic Payments Network for reliability and compliance.
  • Funds Go Directly to Your Account: No changes to your banking relationship - UPIC is simply a secure layer.

How It Works

  • Your bank assigns a UPIC linked to your account.
  • Share your UPIC with payers for ACH credit transactions.
  • Payments settle into your account as usual—without exposing sensitive details.

Why It Matters

In today’s digital world, protecting your financial information is critical. UPIC offers peace of mind and convenience for businesses that rely on ACH payments.

Ready to Get Started?

Contact Pathfinder Bank today to learn how UPIC can help safeguard your business.

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