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We’ve been around for 150 years — and aren’t going anywhere. Let us help you finance your path to longevity.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local, Trusted Lenders
  • Available to municipalities, school districts, and special units of government throughout New York State
  • Government financing offered for bank qualified tax-exempt borrowing:
    • Tax Anticipation Notes
    • Revenue Anticipation Notes
    • Bond Anticipation Notes
    • Serial Bonds
    • Statutory Installment Bonds
  • Experienced municipal lender well-versed in your unique needs
  • Local decision-making and processing in Central New York
  • Professional, friendly service every step of the way

It's Time to Bank Better

Here you're family — not a number.

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