Skip to content


Business needs can change at a moment’s notice. A money market lets you keep up with access to funds when you need it.

Key Features

  • Key Feature One Tiered Interest
  • Direct Check Writing Ability Direct Check Writing Ability
  • Free Digital Banking Free Digital Banking


All Business Money Market Deposit Accounts (MMDA) includes:

  • Tiered interest; higher rates on larger balances
  • Better interest than regular savings
  • Direct check writing ability
  • Free digital banking
  • Free ATM card 
Executive Business MMDA High Yield Business MMDA Promo1
Talk to an Expert Talk to an Expert
A standard money market deposit account that offers competitive interest rates for higher earning. A high yield money market deposit account that pays higher rates on higher balances. Qualify for bonus rate increases by havings an active operating account with Pathfinder Bank.
Minimum Deposit Amount
Must deposit $2,500 to open this account and to accrue interest. Must deposit $1.500 to open this account and accrue interest. Must have $250,000 in a non-interest bearing account at MMDA opening to qualify for the 0.50% bonus rate increase.
Monthly Maintenance Fee
$10, if minimum daily balance falls below $10,000 any day during the month $10, if minimum daily balance falls below $10,000 any day during the month
Executive Business MMDA Rates High Yeild Business MMDA Promo Rates
Tiers Rate APY* Tiers Rate APY*
$2,500 to $9,999 0.35% 0.35% $2,500 to $99,999 2.47%/2.96% 2.59%/3.00%
$10,000 to $24,999 0.45% 0.45% $100,000 to $249,999 3.20%/3.69% 3.25%/3.75%
$25,000 to $49,999 0.65% 0.65% $250,000 to $499,999 3.69%/4.17% 3.75%/4.25%
$50,000 to $74,999 1.19% 1.20% $500,000 and over 4.17%/4.65% 4.25%/4.75%
$75,000 to $249,999 1.54% 1.55%      
$250,000 and over 1.69% 1.70%      

Funds withdrawn from your account will be charged against the account immediately and the amount withdrawn will not accrue interest from the date of withdrawal to the end of the interest payment period. This account may be limited by law to a specific number of preauthorized or automatic transfers, including ACH debits from the account and internet transfers to a checking account, per statement cycle. This rule does not apply to repayments of loans held at this bank. Please refer to the fee schedule to view any limitations on preauthorized and automatic transfers per statement cycle and action that will be taken should these limitations be exceeded.

*APY=Annual Percentage Yield. Rates accurate as of 6/16/24 and are subject to change at the bank's discretion.

1To recieve the 0.50% bonus rate increase, shown above in bold, business must have a non-interest bearing operating account carrying a minimum balance of $250,000 in at MMDA opening.

Switch Your Accounts Today

We live where you live. Investing back into what you care about. Join us!

Switch to Us