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Business doesn’t always fit between 8 a.m. and 5 p.m. Manage company accounts day or night with digital banking.

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Free to all Pathfinder Bank customers1

  • Transfer funds between accounts
  • Pay bills online
  • View real-time balances
  • View electronic copies of your account statements
  • View transactions in a statement format
  • View past account history
  • Search history by check number, amount, or date range
  • Export history to popular personal finance programs
  • Reorder checks
  • Request stop payments
  • Customizable homepage and user settings
  • Enhanced notifications and premium transactional and anti-fraud alerts
  • Your Business Online Banking password automatically expires every 90 days. You will be notified in advance when it is time to change your password.

    1Please note that optional features within online banking may have a service fee. Refer to fee schedule.


Never hunt for a receipt again.

Save and manage your receipts all in one place and eliminate the mess of faded receipts overstuffed in envelopes or folders. Digital Receipts provides Business Mobile Banking users with an easy, convenient and secure way to track receipts, manage expenses and reconcile statements. 

Introducing a helpful, yet delightfully simple tool

  • Paper & Electronic Receipt Capture
    • Capture paper receipts in a snap. Or, forward along your email receipts.
  • Folders, Notes & Tags
    • Group expenses in custom folders such as gas, kids’ expenses, or trips. Add notes and tags so they’re easy to look up later.
  • Search & Filter
    • Quickly retrieve the receipts you need. Search and filter by item, category, or any other content found on the receipt.
  • Receipt Exports
    • Convert and send receipts along with key information into .pdf, .csv, or pre-filled Microsoft Excel™ expense reports.
  • Return & Warranty Reminders
    • Be reminded of lapsing return or warranty periods so you never miss your window.
  • Enhanced Digital Receipts
    • Have your receipts categorized for you, with key information extracted for clarity. You’ll have one tap access to transaction details, barcodes, and store information.1

How it works:

  1. Login to the Pathfinder Mobile Banking App.
  2. Select Receipts from the “More” menu.
  3. For paper receipts, simply snap a photo.
  4. Tag the expense as a personal vs. a business one. File it in a folder if needed.
  5. Key purchase information is extracted for you. Validate, and hit “Save”.

1Subject to quality of receipt capture, and availability of data

Pay bills using your Pathfinder Bank account all through one screen

  • Eliminate postage fees
  • Reduce paper waste
  • Bank according to your own schedule
  • Pay bills, companies, and individuals
  • Set up recurring payments
  • Schedule payments in advance
  • Make one-time payments
  • Highest level of security
  • Visit our FAQ page for more information about bill pay.


Many businesses require advanced online features to run their business more efficiently. Enhance your online capabilities with cost-effective Automated Clearing House (ACH) services and wire transfer capabilities1.

ACH Services

  • Make payments and deposits electronically
  • Allows direct deposit of payroll into any financial institution of employee's choice
  • Payroll deduction to any financial institution
  • Transfers between Pathfinder Bank accounts and other financial institutions
  • Make federal and state tax payments online
  • Streamline child support wage garnishments
  • Collect donations electronically
  • Saves time and money in accounting
  • Eliminates waste and expense of paper checks
  • Same Day ACH available for additional fee

Wire Transfers

  • Send domestic wire transfers electronically
  • Set up one time or recurring wire transfers
  • View a history of up to 6 months of completed wires
  • Wires sent same day if submitted and approved by the daily cut-off time.
  • Saves extra trips to the bank to request a wire transfer.

1There are service fees associated with ACH and wire transfer services. Refer to fee schedule.

Enroll for eStatements and you’ll have access 24/7 online. No need to store, shred, or worry if they’ll get lost or stolen in the mail. eStatements have the same look and value as a traditional statement - you can download and print them yourself too! Enroll in eStatements today1.

  • Free to all of our online banking customers
  • View the same information that's on your paper statement
  • Reduce chances of fraud and identity theft
  • Statements are easy to download, print, or save
  • Receive email notice when new e-Statement is ready
  • Your eStatements are available online via Online Banking for up to 18 months, making it easier for record keeping and tax preparation
  • Environmentally friendly

Get Started

It's easy to go paperless! Already an online banking user?

  • Login to your online banking
  • Go to the Reports menu and click on eStatements (make sure popups are allowed)
  • Read the Terms and Conditions and enter the code that you see at the end of the terms into the space provided.
  • Verify your email address and click accept.
  • You will be directed to the eStatements portal from here.
  • If you do not see eStatements as an option in your Reports menu, please contact your local branch.

Online statements will be available for 18 months beginning with the first statement after you decide to go paperless. You may make changes to your statement settings by contacting us at (315) 343-0057 or (800) 811-5620.

1There is a service fee to receive paper checking account statements in the mail beginning March 1, 2020. Refer to fee schedule.

Free to all of our online banking customers1

  • 24/7, secure, on-the-go account management
  • Fast account access with any smartphone or web-enabled device
  • View accounts via mobile browser or downloadable app
  • App available for iPhone® and Android™ devices
  • Conveniently locate branches and ATMs
  • View real-time balances
  • View past account history
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks from your phone with mobile deposit

To learn more about our mobile banking options, please visit the mobile banking FAQ page.

1There is no charge from Pathfinder Bank for mobile banking. However, you should review your mobile device plan for any fees that your service provider may charge.


Mobile Deposit is a secure service that allows you to deposit paper checks into an eligible Pathfinder Bank account from anywhere using your mobile device!

  • Deposit checks anytime, anywhere from your mobile phone
  • Free service for customers with a Pathfinder Bank checking account
  • Save time, avoid unnecessary trips to a branch
  • Just a few quick clicks to deposit checks in minutes
  • Contact your local branch to enroll in mobile deposit
  • Visit our FAQ page for more information about mobile deposit.

The following documents may be used to help you navigate our business online banking system and learn how to use some of the features offered within the platform.

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