Put your everyday cash to work automatically. Our Cash Management Sweep Service helps you earn more on idle funds while keeping money accessible when you need it.
What the Sweep Service Does
Our Sweep Service automatically moves excess funds from your business operating account into an interest-earning account daily, then returns funds as needed to cover transactions or maintain your chosen balance. This service helps improve liquidity, reduce idle cash, and give your business better control of working capital without manual effort.
Key Benefits
Automatic Optimization of Excess Cash: Idle money is a lost opportunity. With the sweep service, excess funds are automatically directed into higher-yield business MMDA or savings account, so your money works harder for you overnight.
Maintain Target Balances: Set a daily balance for your business operating account and let the Sweep Service maintain it; moving funds back when needed so you always have liquidity for daily operations.
No Manual Transfers Required: You choose your target balance, the Sweep Service does the rest, saving time and reducing manual cash management.
Access and Monitoring: Monitor activity and balances online with Business Online Banking, giving you visibility into sweep transactions and balances.
Flexible & Profitable: The service can be structured to fit your business operations, helping increase profitability by putting surplus cash to work without interrupting daily activity.
Take control of your cash flow.
Contact Pathfinder Bank today to learn how our Cash Management Sweep Service can help your business optimize liquidity and maximize returns.