Workplace Banking

Make Workplace Banking Work for Your Business and Your Employees

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About Pathfinder Bank Workplace Banking Program

By partnering with Pathfinder Bank, you can offer a meaningful employee benefit that supports financial well-being, enhances employee satisfaction, and helps strengthen your workforce.

The program provides valuable tools and support to help employees achieve their financial goals, including special account offers, preferred lending rates, educational seminars, personalized guidance, and easy-to-use digital banking solutions. 

Benefits for Your Business

No-Cost, Fully Managed Program

We handle everything - from launch, onboarding, through ongoing support. No administrative burden on HR or leadership with ongoing program management.

Dedicated Workplace Banking Team

Custom Employee Engagement Materials

Ready-to-use marketing and onboarding materials provided at no cost, including flyers, posters, HR toolkits, implementation guides, and communication templates.

Financial Wellness & Education Sessions

Complimentary virtual or on-site financial education sessions covering topics such as budgeting, credit, savings, homeownership, and fraud prevention.

Workforce & Administrative Benefits

Enhance your employee benefits package while supporting recruitment, retention, employee financial wellness, and direct deposit participation. Plus, save annually with increased direct deposit by avoiding check printing and mailing costs.

Benefits for Your Employees

Convenient Options for Employees

Simple, easy-to-understand banking solutions with access to dedicated local banking professional to help employees reach their financial goals.

Basic Banking Incentives

Everyday banking benefits for employees, including competitive checking offerings with cash bonus incentives, and savings and money market options to grow balances.

Lending & Homeownership Advantages

Lending and home benefits for employees, like preferred loan pricing (rate discounts, reduced fees), mortgage and home equity incentives, and reduced closing costs.

Employee Financial Wellness

Financial wellness seminars led by experienced Pathfinder representative, designed to educate, engage, and provide practical financial guidance for employees at every stage of life.

24/7Digital Access

Secure digital banking tools available anytime through online and mobile banking, including Immediate Pay, Zelle®,eStatements, ATM fee reimbursements, and more.

Program Overview

Workplace banking is a no-cost, premium value employee benefit program designed to provide convenient and affordable banking services for the employees of organizations and companies who help support the vital economic needs of our communities.

Program Requirements

Customers will be eligible for the program if they:

• Are an employee at a participating employer. Proof of employment can be the customer’s most recent paystub from the participating employer, a Pathfinder Bank Workplace Banking Program flyer that was distributed through the participating employer or the promo code from the Program flyer for online account openings.
• Establish a payroll direct deposit of at least $500 within 60 days of entering the program, into a Pathfinder Bank personal checking account.

If a customer no longer meets the program requirements, the Bank reserves the right to remove the customer from the program and discontinue associated program benefits.

Program Benefits

Cash Bonus

Customers will receive a one-time cash bonus when they meet all program requirements and open a qualifying Pathfinder Bank personal checking account. Qualifying checking accounts are Premier Checking, Kasasa Cash Checking, and Kasasa Cash Back Checking. Eligible customers who open one of our qualifying checking accounts will receive a one-time $400 cash bonus. The cash bonus is limited to one per customer (one bonus per Tax Identification Number or Social Security Number), regardless of the number of qualifying checking accounts opened.

Existing Pathfinder Bank customers with an active checking account and/or an established payroll direct deposit relationship are eligible to participate in the Workplace Banking Program and receive applicable program benefits; however, they are not eligible to receive the one-time cash bonus.

The one-time cash bonus is not available to individuals who have closed a Pathfinder Bank checking account within the previous 90 days, individuals who closed a Pathfinder Bank checking account with a negative balance within the past three years, or current Pathfinder Bank employees.

Cash bonuses may be credited at different times depending on account activity but will be paid no later than 10 calendar days after all qualifying criteria are met. All accounts must remain open, active, and in good standing through the date any cash bonus is paid. Cash bonuses may be reported to the IRS on Form 1099-INT or other applicable forms. Please consult your tax advisor.

Deposit Products

Eligible customers that open the below Deposit Products will receive the following benefits.

Pathfinder Bank Premier Checking Account

• The minimum balance requirement of $500 to open the account will be waived.
• The minimum balance requirement of $1,000 to avoid the $15 monthly service fee will be waived.
• The minimum balance requirement of $500 to earn interest will not be waived. Refer to the Pathfinder Bank Rate Sheet for the interest rates that apply to this account.

Pathfinder Bank Kasasa Cash Checking Account & Cash Back Account

• The first order of Personal Checks will be free.

Pathfinder Bank Health Savings Account (HSA)

• The $25 Setup Fee will be waived.

Pathfinder Bank Personal Certificates of Deposit (CD)

• There will be a 0.25% interest rate increase above the then-current annual percentage yield (APY) offered on eligible Pathfinder Bank Personal Special CD products.

Lending Products

Eligible customers that close on the below Lending Products will receive the following benefits.

Pathfinder Bank Residential Mortgage

• The $500 application fee will be waived. Third-party fees may still apply.

Pathfinder Bank Home Equity Loans

• There will be a 0.25% rate discount.

Pathfinder Bank Consumer Loans

• The $20 application fee will be waived.

• There will be a 0.25% rate discount (excluding personal lines of credit).

• Program participants may receive both the Workplace Banking Program discount rate and the existing auto-pay discount rate, for a combined total discount rate of 0.50%.

Additional Benefits

Bank Checks and Money Orders are free (limit 2 per day).

Already Work for a Participating Employer?

Discover the exclusive banking benefits, preferred offers, and financial wellness resources available to you through Pathfinder Bank Workplace Banking on our Employee Resource Page at link below:

 Employee Webpage

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Interested in Learning More About Pathfinder Bank's Workplace Banking Program? 

Complete the form below or contact Jake Kippen, Workplace Banking Coordinator, at 315-529-2893 or [email protected].