Get free checking that pays you cash back1 on everyday debit card purchases. You’ll even earn ATM withdrawal fee refunds2, too!
- No Minimum Balance
- Earns Cash Back
- Free Checking
- Refunded ATM Withdrawal Fee
- Free checking that pays you back
- Earn 3.00% cash back on debit card purchases1
- no category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- Refunds on ATM fees, nationwide (up to $25 monthly)2
- Can link to high-interest, free Kasasa Saver® account
- No minimum balance to earn rewards
- No monthly maintenance fees3
- Unlimited check writing
- Free digital banking services
- Overdraft protection available
- $100 minimum deposit to open
It’s So Easy to Qualify
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction
- Be enrolled in and agree to receive eStatements
That’s all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you can get back to earning cash back on debit purchases and nationwide ATM withdrawal fee refunds the very next month.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $0.01, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Visit us at www.pathfinderbank.com or call 315-343-0057 and speak to one of our branch service representatives for specific Monthly Qualification Cycle dates.
When your Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3.00% cash back on up to a total of $300 debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate total of $25.00 (up to $4.99 per single transaction) for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account’s rewards during your account’s first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$100.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account per Social Security Number.
To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash Back account during each monthly qualification cycle: At least 1 ACH credit or ACH payment transaction(s), at least 12 debit card purchases, and you must be enrolled in and have agreed to receive e-statements.
There are no recurring monthly maintenance charges or fees to open or close this account. Certain transaction and service fees may apply. Refer to the Fee Schedule for more information.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives at 315-343-0057 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.