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Owning a home just got easier! If you are a first-time homebuyer, the Homebuyer Dream ProgramTM (HDP) may be the right fit for you.

Key Features

  • Key Feature One Competitive Rates
  • Flexible Terms Flexible Terms
  • Local, Trusted Lenders Local, Trusted Lenders

The 2024 Homebuyer Dream Program is slated to begin accepting applications on January 8th, 2024. Please contact a Pathfinder Bank Mortgage Lender now to get prequalified for this program.

With the Homebuyer Dream Program, participants may receive up to a maximum grant of $20,000 ($500 of which to cover homeownership counseling, if applicable) towards the purchase of a home.

Eligibility Requirements:

  • Must be a first-time homebuyer (as defined by the U.S. Department of Housing and Urban Development) and purchasing in New York State
  • Meet the income and credit requirements for the program
  • Provide at least $1,000 toward your home purchase from a verifiable source
  • Homebuyer must commit to a 5-year retention period
  • Complete homeownership counseling program

These requirements are subject to change and additional criteria may apply.

This program is offered on a first come, first serve basis. There is no guarantee that funds will be available when your Reservation Request is submitted. The grant is a Federal Home Loan Bank of NY program. To learn more about the Homebuyer Dream Program, and the $20,000 grant visit the Homebuyer Dream Program website.

Don’t miss out! Contact a Pathfinder Bank representative today at 315-343-0057.

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