APY = Annual Percentage Yield. Rates effective as of November 14th, 2018. Fees may reduce earnings.
Certificates of Deposit (CDs)Learn More
| Term |
Tier |
Rate |
APY |
| 6 month |
$1,000 and above |
0.35% |
0.35% |
| 12 month |
$1,000 and above |
0.50% |
0.50% |
| 15 Month Special |
$1,000 and above |
2.71% |
2.75% |
| 24 month |
$1,000 and above |
0.75% |
0.75% |
| 48 month |
$1,000 and above |
1.29% |
1.30% |
Fees may reduce earnings. Early withdrawal is subject to penalty.
1 Must be funded with money not currently on deposit at Pathfinder Bank.
Personal Deposit Accounts
* Interest rate may change on the first of any month.
2 Must maintain a minimum balance of at least the first payment amount of your club denomination. $2 minimum deposit to open account.
Health Savings Account (HSA)Learn More
| Tier |
Minimum Daily Balance |
Rate |
APY |
| up to $7,499 |
$100 |
0.15% |
0.15% |
| up to $19,999 |
$100 |
0.35% |
0.35% |
| up to $34,999 |
$100 |
0.60% |
0.60% |
| up to $49,999 |
$100 |
0.75% |
0.75% |
| $50,000 and over |
$100 |
1.00% |
1.00% |
| Tier |
Minimum Daily Balance |
Rate |
APY |
| up to $4,999 |
$100 |
0.05% |
0.05% |
| up to $9,999 |
$100 |
0.10% |
0.10% |
| $10,000 and over |
$100 |
0.15% |
0.15% |
Interest rate may change on the first of any month.
| Tier |
Minimum Daily Balance |
Rate |
APY |
| $2,500 to $9,999 |
$2,500 |
0.05% |
0.05% |
| $10,000 to $24,999 |
$2,500 |
0.10% |
0.10% |
| $25,000 to $49,999 |
$2,500 |
0.15% |
0.15% |
| $50,000 to $74,999 |
$2,500 |
0.20% |
0.20% |
| $75,000 and over |
$2,500 |
0.25% |
0.25% |
| Tier |
Minimum Daily Balance |
Rate |
APY |
| up to $9,999 |
$100 |
0.05% |
0.05% |
| up to $24,999 |
$100 |
0.10% |
0.10% |
| $25,000 and over |
$100 |
0.15% |
0.15% |
Interest rate may change on the first of any month.
Money Management CheckingLearn More
| Tier |
Minimum Daily Balance |
Rate |
APY |
| up to $9,999 |
n/a |
0.05% |
0.05% |
| up to $24,999 |
n/a |
0.10% |
0.10% |
| $25,000 and over |
n/a |
0.15% |
0.15% |
Interest rate may change on the first of any month.
| Tier |
Minimum Daily Balance |
Rate |
APY |
| up to $9,999 |
$100 |
0.05% |
0.05% |
| up to $24,999 |
$100 |
0.10% |
0.10% |
| $25,000 and over |
$100 |
0.20% |
0.20% |
Interest rate may change on the first of any month.
Executive Money Market AccountLearn More
| Tier |
Minimum Daily Balance |
Rate |
APY |
| up to $9,999 |
$2,500 |
0.05% |
0.05% |
| up to $24,999 |
$2,500 |
0.10% |
0.10% |
| up to $49,999 |
$2,500 |
0.15% |
0.15% |
| up to $74,999 |
$2,500 |
0.20% |
0.20% |
| $75,000 and over |
$2,500 |
0.25% |
0.25% |
| Tier |
Minimum Daily Balance |
Rate |
APY |
| $2,500 to $9,999 |
$2,500 |
0.05% |
0.05% |
| $10,000 to $24,999 |
$2,500 |
0.15% |
0.15% |
| $25,000 to $49,999 |
$2,500 |
0.25% |
0.25% |
| $50,000 to $249,999 |
$2,500 |
1.69% |
1.70% |
| $250,000 and above |
$2,500 |
1.78% |
1.80% |
| Tier |
Minimum Daily Balance |
Rate |
APY |
| up to $4,999 |
n/a |
0.05% |
0.05% |
| up to $9,999 |
n/a |
0.10% |
0.10% |
| $10,000 and over |
n/a |
0.15% |
0.15% |
Business rate is for earnings credit only.
IOLTA Account
| Tier |
Minimum Daily Balance |
Rate |
APY |
| up to $9,999 |
$100 |
0.05% |
0.05% |
| up to $24,999 |
$100 |
0.10% |
0.10% |
| $25,000 and over |
$100 |
0.15% |
0.15% |
