Skip to content

APY = Annual Percentage Yield. Rates are valid through May 21, 2019. Fees may reduce earnings.

Certificates of Deposit (CDs)Learn More

Term Tier Rate APY
6 month $1,000 and above 0.45% 0.45%
12 month $1,000 and above 0.65% 0.65%
9 month CD Special  $1,000 and above 2.47% 2.50%
24 month $1,000 and above 0.85% 0.85%
48 month $1,000 and above 1.39% 1.40%

 

Fees may reduce earnings. Early withdrawal is subject to penalty.

1 Must be funded with money not currently on deposit at Pathfinder Bank.

Personal Deposit Accounts

Account Minimum Daily Balance Rate APY
Statement and Passbook Savings* $100 0.05% 0.05%
Young Investor Club* $5 0.05% 0.05%
Holiday Club*2 $2 0.05% 0.05%
Extra Checking $100 0.05% 0.05%

* Interest rate may change on the first of any month.

2 Must maintain a minimum balance of at least the first payment amount of your club denomination. $2 minimum deposit to open account.

Health Savings Account (HSA)Learn More

Tier Minimum Daily Balance Rate APY
up to $7,499 $100 0.15% 0.15%
up to $19,999 $100 0.35% 0.35%
up to $34,999 $100 0.60% 0.60%
up to $49,999 $100 0.75% 0.75%
$50,000 and over $100 1.00% 1.00%

Extra SavingsLearn More

Tier Minimum Daily Balance Rate APY
up to $4,999 $100 0.05% 0.05%
up to $9,999 $100 0.10% 0.10%
$10,000 and over $100 0.15% 0.15%
Interest rate may change on the first of any month.

Money Market AccountLearn More

Tier Minimum Daily Balance Rate APY
$2,500 to $9,999 $2,500 0.10% 0.10%
$10,000 to $24,999 $2,500 0.15% 0.15%
$25,000 to $49,999 $2,500 0.20% 0.20%
$50,000 to $74,999 $2,500 0.25% 0.25%
$75,000 and over $2,500 0.30% 0.30%



Freedom Personal Money Market PromotionLearn More

Tier
Minimum Daily Balance
Rate
with Money Management Checking Account
APY 
with Money Management Checking Account
Rate
No Money Management Checking Account
APY 
No Money Management Checking Account
$2,500 to $9,999 $2,500 0.65% 0.65% 0.40% 0.40%
$10,000 to $24,999 $2,500 1.98% 2.00% 1.73% 1.75%
$25,000 to $99,999 $2,500 2.09% 2.12% 1.85% 1.87%
$100,000 and above $2,500 2.22% 2.25% 1.98% 2.00%



Plus CheckingLearn More

Tier Minimum Daily Balance Rate APY
up to $9,999 $100 0.05% 0.05%
up to $24,999 $100 0.10% 0.10%
$25,000 and over $100 0.15% 0.15%
Interest rate may change on the first of any month.

Money Management CheckingLearn More

Tier Minimum Daily Balance Rate APY
up to $9,999 n/a 0.05% 0.05%
up to $24,999 n/a 0.10% 0.10%
$25,000 and over n/a 0.15% 0.15%
Interest rate may change on the first of any month.

Business SavingsLearn More

Tier Minimum Daily Balance Rate APY
up to $9,999 $100 0.05% 0.05%
up to $24,999 $100 0.10% 0.10%
$25,000 and over $100 0.20% 0.20%
Interest rate may change on the first of any month.

Executive Money Market AccountLearn More

Tier Minimum Daily Balance Rate APY
up to $9,999 $2,500 0.10% 0.10%
up to $24,999 $2,500 0.15% 0.15%
up to $49,999 $2,500 0.20% 0.20%
up to $74,999 $2,500 0.25% 0.25%
$75,000 and over $2,500 0.30% 0.30%

Business Money Market PromotionLearn More

Tier Minimum Daily Balance Rate APY
$2,500 to $9,999 $2,500 0.05% 0.05%
$10,000 to $24,999 $2,500 0.15% 0.15%
$25,000 to $49,999 $2,500 0.25% 0.25%
$50,000 to $249,999 $2,500 1.69% 1.70%
$250,000 and above $2,500 1.78% 1.80%

Business CheckingLearn More

Tier Minimum Daily Balance Rate APY
up to $4,999 n/a 0.05% 0.05%
up to $9,999 n/a 0.10% 0.10%
$10,000 and over n/a 0.15% 0.15%

Business rate is for earnings credit only.

IOLTA Account

Tier Minimum Daily Balance Rate APY
up to $9,999 $100 0.05% 0.05%
up to $24,999 $100 0.10% 0.10%
$25,000 and over $100 0.15% 0.15%

Switch your accounts today.

We live where you live. Investing back into what you care about. Join us!

 Switch Kit