Interest rates and Annual Percentage Yields are current as of January 25th, 2023 and are subject to change at the bank’s discretion.
APY = Annual Percentage Yield
Certificates of Deposit (CDs) Learn More
| Term | Tier | Rate | APY |
|---|---|---|---|
| 6 Month | $1,000 and above | 0.65% | 0.65% |
| 1 Year | $1,000 and above | 0.75% | 0.75% |
| 21 Month Special | $1,000 to $49,999 | 3.69% | 3.75% |
| $50,000 to $99,999 | 3.83% | 3.90% | |
| $100,000 and above | 4.02% | 4.10% | |
| 2 Year | $1,000 and above | 0.90% | 0.90% |
| 2 Year Bump-Up Special? | $1,000 and above | 3.11% | 3.15% |
| 3 Year | $1,000 and above | 0.995% | 1.00% |
| 36 Month Bump-Up Special? | $1,000 and above | 3.20% | 3.25% |
| 4 Year | $1,000 and above | 1.04% | 1.05% |
Fees may reduce earnings. Early withdrawal is subject to penalty.
?During the term of your Bump-Up Certificate of Deposit, you have a one-time opportunity to “bump-up” the interest rate on your account if the rate on any Certificates of Deposit of the same term increases above the rate disclosed at account opening. If you choose to exercise the rate increase option within the terms of the disclosure, the new interest rate and APY will be in effect for the remainder of the CD term, beginning on the first business day of the following month.
Personal Deposit Accounts Learn More
| Account | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| Statement and Passbook Savings | $300 | 0.10% | 0.10% |
| Young Investor Club | $5 | 0.10% | 0.10% |
| Holiday Club2 | $2 | 0.10% | 0.10% |
Interest rate may change on the first of any month.
2 Must maintain a minimum balance of at least the first payment amount of your club denomination. $2 minimum deposit to open account.
Money Management Checking Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to $9,999 | $100 | 0.03% | 0.03% |
| up to $24,999 | $100 | 0.07% | 0.07% |
| $25,000 and over | $100 | 0.10% | 0.10% |
Interest rate may change on the first of any month.
Money Market Account Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| $2,500 to $9,999 | $2,500 | 0.03% | 0.03% |
| $10,000 to $24,999 | $2,500 | 0.05% | 0.05% |
| $25,000 to $49,999 | $2,500 | 0.05% | 0.05% |
| $50,000 to $74,999 | $2,500 | 0.10% | 0.10% |
| $75,000 and over | $2,500 | 0.15% | 0.15% |
Personal Winter 2023 MMDA Special
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| $2,500 to $9,999 | $2,500 | 0.25% | 0.25% |
| $10,000 to $24,999 | $2,500 | 0.37% | 0.37% |
| $25,000 to $49,999 | $2,500 | 0.57% | 0.57% |
| $50,000 to $74,999 | $2,500 | 0.90% | 0.90% |
| $75,000 to $99,999 | $2,500 | 1.50% | 1.51% |
| $100,000 to $249,999 | $2,500 | 2.03% | 2.05% |
| $250,000 to $499,999 | $2,500 | 2.13% | 2.15% |
| $500,000 to $999,999 | $2,500 | 2.42% | 2.45% |
| $1,000,000 + | $2,500 | 2.67% | 2.70% |
Health Savings Account (HSA) Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to $7,499 | $100 | 0.10% | 0.10% |
| up to $19,999 | $100 | 0.15% | 0.15% |
| up to $34,999 | $100 | 0.35% | 0.35% |
| up to $49,999 | $100 | 0.40% | 0.40% |
| $50,000 and over | $100 | 0.50% | 0.50% |
Interest rate may change on the first of any month.
Business Checking Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to $4,999 | n/a | 0.03% | 0.03% |
| up to $9,999 | n/a | 0.07% | 0.07% |
| $10,000 and over | n/a | 0.10% | 0.10% |
Business rate is for earnings credit only.
Executive Business Money Market Account Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to $9,999 | $2,500 | 0.20% | 0.20% |
| $10,000 to $24,999 | $2,500 | 0.30% | 0.30% |
| $25,000 to $49,999 | $2,500 | 0.50% | 0.50% |
| $50,000 to $74,999 | $2,500 | 1.00% | 1.00% |
| $75,000 to $249,999 | $2,500 | 1.35% | 1.36% |
| $250,000 and up | $2,500 | 1.50% | 1.51% |
Business Savings Learn More
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to $9,999 | $300 | 0.10% | 0.10% |
| up to $24,999 | $300 | 0.15% | 0.15% |
| $25,000 and over | $300 | 0.25% | 0.25% |
Interest rate may change on the first of any month.
IOLTA Account
| Tier | Minimum Daily Balance | Rate | APY |
|---|---|---|---|
| up to $9,999 | $100 | 0.03% | 0.03% |
| up to $24,999 | $100 | 0.07% | 0.07% |
| $25,000 and over | $100 | 0.10% | 0.10% |
Interest rate may change on the first of any month.