Interest rates and Annual Percentage Yields are current as of June 1st, 2023 and are subject to change at the bank’s discretion.
APY = Annual Percentage Yield
Personal Checking Accounts Learn More
|
|
Minimum Daily Balance |
Tier |
Rate |
APY |
|---|---|---|---|---|
|
$0 |
$0 to $30,000 |
2.96% |
3.00% |
|
|
$30,001 and over |
0.50% |
3.00% to 1.07% |
||
|
All balances if qualifications not met |
0.05% |
0.05% |
||
|
$1,500.00 or $50,000 in combined qualifying deposits and loans |
$100 to $9,999 |
0.03% |
0.03% |
|
|
$10,000 to $24,999 |
0.07% |
0.07% |
||
|
$25,000 and over |
0.10% |
0.10% |
* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.
1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account during each monthly Qualification Cycle: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; be enrolled in and agree to receive eStatements.
Personal Savings Accounts Learn More
|
|
Minimum Daily Balance |
Tier |
Rate |
APY |
|---|---|---|---|---|
|
$0 |
$0 to $30,000 |
0.995% |
1.00% |
|
|
$30,001 and over |
0.25% |
1.00% to 0.42% |
||
|
All balances if qualifications not met |
0.05% |
0.05% |
||
|
$300.00 |
All Balances |
0.13% |
0.15% |
|
|
$5.00 |
All Balances |
0.13% |
0.15% |
|
|
$0.01 |
All Balances |
0.13% |
0.15% |
|
|
$100.00 |
$100 to $7,499 |
0.10% |
0.10% |
|
|
$7,500 to $19,999 |
0.15% |
0.15% |
||
|
$20,000 to $34,999 |
0.35% |
0.35% |
||
|
$35,000 to $49,999 |
0.40% |
0.40% |
||
|
$50,000 and over |
0.50% |
0.50% |
||
|
$2,500.00 |
$2,500 to $9,999 |
0.10% |
0.10% |
|
|
$10,000 to $49,999 |
0.15% |
0.15% |
||
|
$50,000 to $74,999 |
0.20% |
0.20% |
||
|
$75,000 and over |
0.25% |
0.25% |
||
|
Personal Spring 2023 MMDA Special |
$2,500.00 |
$2,500 to $9,999 |
0.40% |
0.40% |
|
$10,000 to $24,999 |
0.52% |
0.52% |
||
|
$25,000 to $49,999 |
0.72% |
0.72% |
||
|
$50,000 to $74,999 |
1.09% |
1.10% |
||
|
$75,000 to $99,999 |
1.70% |
1.71% |
||
|
$100,000 to $249,999 |
3.06% |
3.10% |
||
|
$250,000 to $499,999 |
2.33% |
2.35% |
||
|
$500,000 to $999,999 |
2.62% |
2.65% |
||
|
$1,000,000 and over |
2.86% |
2.90% |
* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.
1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account during each monthly Qualification Cycle: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; be enrolled in and agree to receive eStatements.
Certificates of Deposit Learn More
|
|
Minimum Daily Balance |
Tier |
Rate |
APY |
|---|---|---|---|---|
|
6 Month CD |
$1,000.00 |
All Balances |
0.70% |
0.70% |
|
9 Month CD Special
|
$1,000.00
|
$1,000 to $49,999 |
4.51% |
4.60% |
|
$50,000 to $99,999 |
4.60% |
4.70% |
||
|
$100,000 and over |
4.75% |
4.80% |
||
|
1 Year CD |
$1,000.00 |
All Balances |
0.80% |
0.80% |
|
2 Year CD |
$1,000.00 |
All Balances |
0.95% |
0.95% |
|
4 Year CD |
$1,000.00 |
All Balances |
1.09% |
1.10% |
|
2 Year Bump-Up CD Special? |
$1,000.00 |
All Balances |
3.20% |
3.25% |
|
3 Year Bump-Up CD Special? |
$1,000.00 |
All Balances |
3.30% |
3.35% |
Fees may reduce earnings. Early withdrawal is subject to penalty.
? During the term of your Bump-Up Certificate of Deposit, you have a one-time opportunity to “bump-up” the interest rate on your account if the rate on any of our Certificates of Deposit of the same term increase above the rate disclosed at account opening. If you choose to exercise the rate increase option within the terms of the disclosure, the new interest rate and APY will be in effect for the remainder of the CD term, beginning on the first business day of the following month.
Business Deposit Accounts
|
|
Minimum Daily Balance |
Tier |
Rate |
APY |
|---|---|---|---|---|
|
Rate/APY for earnings credit only |
$100 to $4,999 |
0.03% |
0.03% |
|
|
$5,000 to $9,999 |
0.07% |
0.07% |
||
|
$10,000 and over |
0.10% |
0.10% |
||
|
IOLA Checking* |
$100.00 |
$100 to $9,999 |
0.03% |
0.03% |
|
$10,000 to $24,999 |
0.07% |
0.07% |
||
|
$25,000 and over |
0.10% |
0.10% |
||
|
Estate Checking* |
$100.00 |
All Balances |
0.15% |
0.15% |
|
$100.00 |
All Balances |
0.15% |
0.15% |
|
|
$300.00 |
$100 to $9,999 |
0.15% |
0.15% |
|
|
$10,000 to $24,999 |
0.18% |
0.18% |
||
|
$25,000 and over |
0.28% |
0.28% |
||
|
$10,000.00 |
$2,500 to $9,999 |
0.25% |
0.25% |
|
|
$10,000 to $24,999 |
0.35% |
0.35% |
||
|
$25,000 to $49,999 |
0.55% |
0.55% |
||
|
$50,000 to $74,999 |
1.09% |
1.10% |
||
|
$75,000 to $249,999 |
1.44% |
1.45% |
||
|
$250,000 and over |
1.59% |
1.60% |
* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.
Municipal Deposit Accounts
|
|
Minimum Daily Balance |
Tier |
Rate |
APY |
|---|---|---|---|---|
|
$100.00 |
All Balances |
0.20% |
0.20% |
|
|
$100.00 |
All Balances |
0.20% |
0.20% |
|
|
$2,500.00 |
$2,500 to $24,999 |
0.40% |
0.40% |
|
|
$25,000 to $99,999 |
0.65% |
0.65% |
||
|
$100,000 to $499,999 |
1.24% |
1.25% |
||
|
$500,000 to $999,999 |
1.49% |
1.50% |
||
|
$1,000,000 and over |
2.47% |
2.50% |