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Interest rates and Annual Percentage Yields are current as of September 13th, 2023 and are subject to change at the bank’s discretion.

APY = Annual Percentage Yield

Personal Checking Accounts Learn More

 

Minimum Daily Balance

Tier

Rate

APY

Kasasa Cash Checking*1

$0

$0 to $30,000

3.93%

4.00%

$30,001 and over

0.50%

4.00% to 1.31%

All balances if qualifications not met

0.05%

0.05%

Money Management Checking*

$1,500.00 or $50,000 in combined qualifying deposits and loans

$100 to $9,999

0.03%

0.03%

$10,000 to $24,999

0.07%

0.07%

$25,000 and over

0.10%

0.10%

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account during each monthly Qualification Cycle: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; be enrolled in and agree to receive eStatements.

Personal Savings Accounts Learn More

 

Minimum Daily Balance

Tier

Rate

APY

Kasasa Saver*1

$0

$0 to $30,000

0.995%

1.00%

$30,001 and over

0.25%

1.00% to 0.42%

All balances if qualifications not met

0.05%

0.05%

Statement Savings*

$300.00

All Balances

0.13%

0.15%

Young Investor’s Club*

$5.00

All Balances

0.13%

0.15%

Holiday Club*

$0.01

All Balances

0.13%

0.15%

Health Savings Account*

$100.00

$100 to $7,499

0.10%

0.10%

$7,500 to $19,999

0.15%

0.15%

$20,000 to $34,999

0.35%

0.35%

$35,000 to $49,999

0.40%

0.40%

$50,000 and over

0.50%

0.50%

Money Market Deposit Account

$2,500.00

$2,500 to $9,999

0.10%

0.10%

$10,000 to $49,999

0.15%

0.15%

$50,000 to $74,999

0.20%

0.20%

$75,000 and over

0.25%

0.25%

Personal Fall 2023 MMDA Special

$2,500.00

$2,500 to $9,999

0.70%

0.70%

$10,000 to $24,999

0.80%

0.80%

$25,000 to $49,999

0.995%

1.00%

$50,000 to $74,999

1.39%

1.40%

$75,000 to $99,999

1.98%

2.00%

$100,000 to $249,999

3.64%

3.70%

$250,000 to $499,999

2.62%

2.65%

$500,000 to $999,999

2.91%

2.95%

$1,000,000 and over

3.15%

3.20%

 

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account during each monthly Qualification Cycle: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; be enrolled in and agree to receive eStatements.

Certificates of Deposit Learn More

 

Minimum Daily Balance

Tier

Rate

APY

6 Month CD Special

 

 

$1,000.00

 

 

$1,000 to $49,999

4.65%

4.75%

$50,000 to $99,999

4.75%

4.85%

$100,000 and over

4.89%

5.00%

9 Month CD Special

 

 

$1,000.00

 

 

$1,000 to $49,999

4.51%

4.60%

$50,000 to $99,999

4.60%

4.70%

$100,000 and over

4.75%

4.80%

6 Month CD

$1,000.00

All Balances

0.70%

0.70%

1 Year CD

$1,000.00

All Balances

0.80%

0.80%

2 Year CD

$1,000.00

All Balances

0.95%

0.95%

4 Year CD

$1,000.00

All Balances

1.09%

1.10%

Fees may reduce earnings. Early withdrawal is subject to penalty.

Business Deposit Accounts

 

Minimum Daily Balance

Tier

Rate

APY

Analyzed Business Checking*

Rate/APY for earnings credit only

$100 to $4,999

0.03%

0.03%

$5,000 to $9,999

0.07%

0.07%

$10,000 and over

0.10%

0.10%

Business Interest Checking*

$1000.00

$1,000 and over

0.65%

0.65%

IOLA Checking*

$100.00

$100 to $9,999

0.03%

0.03%

$10,000 to $24,999

0.07%

0.07%

$25,000 and over

0.10%

0.10%

Estate Checking*

$100.00

All Balances

0.15%

0.15%

Landlord Tenant Savings*

$100.00

All Balances

0.15%

0.15%

Business Savings*

$300.00

$100 to $9,999

0.15%

0.15%

$10,000 to $24,999

0.18%

0.18%

$25,000 and over

0.28%

0.28%

Executive Business Money Market Deposit Account

$10,000.00

$2,500 to $9,999

0.35%

0.35%

$10,000 to $24,999

0.45%

0.45%

$25,000 to $49,999

0.65%

0.65%

$50,000 to $74,999

1.19%

1.20%

$75,000 to $249,999

1.54%

1.55%

$250,000 and over

1.69%

1.70%

High Yield Business MMDA Promo3

 

 

$10,000.00

 

 

$2,500 to $249,999

2.47%/2.96%

2.50%/3.00%

$250,000 to $999,999

3.69%/4.17%

3.75%/4.25%

$1,000,000 and over

4.02%/4.51%

4.10%/4.60%

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

3 To receive the 0.50% bonus rate increase, shown above in bold, business must have an operating account carrying a minimum balance of $250,000 in a non-interest bearing account at MMDA opening. 

Municipal Deposit Accounts

 

Minimum Daily Balance

Tier

Rate

APY

Municipal Now Checking

$100.00

All Balances

0.50%

0.50%

Municipal Savings

$100.00

All Balances

0.50%

0.50%

Municipal Money Market Deposit Account

$2,500.00

$2,500 to $24,999

0.75%

0.75%

$25,000 to $99,999

0.995%

1.00%

$100,000 to $499,999

1.49%

1.50%

$500,000 to $999,999

1.74%

1.75%

$1,000,000 and over

2.86%

2.90%

 

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