Skip to content

Interest rates and Annual Percentage Yields are current as of May 29th, 2024 and are subject to change at the bank’s discretion.

APY = Annual Percentage Yield

Personal Checking Accounts Learn More

 

Minimum Daily Balance

Tier

Rate

APY

Kasasa Cash Checking*1

$0

$0 to $30,000

3.93%

4.00%

$30,001 and over

0.50%

4.00% to 1.31%

All balances if qualifications not met

0.05%

0.05%

Money Management Checking*

$1,500.00 or $50,000 in combined qualifying deposits and loans

$100 to $9,999

0.03%

0.03%

$10,000 to $24,999

0.07%

0.07%

$25,000 and over

0.10%

0.10%

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account during each monthly Qualification Cycle: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; be enrolled in and agree to receive eStatements.

Personal Savings Accounts Learn More

 

Minimum Daily Balance

Tier

Rate

APY

Kasasa Saver*1

$0

$0 to $30,000

0.995%

1.00%

$30,001 and over

0.25%

1.00% to 0.42%

All balances if qualifications not met

0.05%

0.05%

Statement Savings*

$300.00

$300 and over

0.20%

0.20%

Young Investor’s Club*

$5.00

All Balances

0.20%

0.20%

Holiday Club*

$0.01

All Balances

0.20%

0.20%

Health Savings Account*

$100.00

$100 to $7,499

0.20%

0.20%

$7,500 to $19,999

0.30%

0.30%

$20,000 to $34,999

0.40%

0.40%

$35,000 to $49,999

0.50%

0.50%

$50,000 and over

0.60%

0.60%

Money Market Deposit Account

$2,500.00

$2,500 to $9,999

0.10%

0.10%

$10,000 to $49,999

0.15%

0.15%

$50,000 to $74,999

0.20%

0.20%

$75,000 and over

0.25%

0.25%

Premier Money Market Deposit Account

$2,500.002

$2,500 to $24,999

0.995%

1.00%

$25,000 to $49,999

1.98%

2.00%

$50,000 to $249,999

3.93%

4.00%

$250,000 and over

4.07%

4.15%

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account during each monthly Qualification Cycle: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; be enrolled in and agree to receive eStatements.

2 Requires $25,000 in new money, not currently on deposit with Pathfinder Bank to open. 

Certificates of Deposit Learn More

 

Minimum Daily Balance

Tier

Rate

APY

8 Month CD Special

$1,000.00

$1,000 to $49,999

4.65%

4.75%

$50,000 to $99,999

4.75%

4.85%

$100,000 to $249,999

4.89%

5.00%

$250,000 and over

4.98%

5.10%

1 Year CD

$1,000.00

$1,000 and over

0.80%

0.80%

2 Year CD

$1,000.00

$1,000 and over

4.07%

4.15%

3 Year CD

$1,000.00

$1,000 and over

3.93%

4.00%

4 Year CD

$1,000.00

$1,000 and over

1.09%

1.10%

Fees may reduce earnings. Early withdrawal is subject to penalty.

Business Deposit Accounts

 

Minimum Daily Balance

Tier

Rate

APY

Analyzed Business Checking*

Rate/APY for earnings credit only

$100 to $4,999

0.03%

0.03%

$5,000 to $9,999

0.07%

0.07%

$10,000 and over

0.10%

0.10%

Business Interest Checking*

$1,000.00

$1,000 and over

0.65%

0.65%

IOLA Checking*

$100.00

$100 and over

3.30%

3.35%

Estate Checking*

$100.00

$100 and over

0.15%

0.15%

Cash Management Sweep Account

$0.00

All Balances

2.96%

3.00%

Landlord Tenant Savings*

$100.00

$300 and over

0.20%

0.20%

Business Savings*

$300.00

$300 to $9,999

0.20%

0.20%

$10,000 to $24,999

0.25%

0.25%

$25,000 and over

0.30%

0.30%

Executive Business Money Market Deposit Account

$10,000.00

$2,500 to $9,999

0.35%

0.35%

$10,000 to $24,999

0.45%

0.45%

$25,000 to $49,999

0.65%

0.65%

$50,000 to $74,999

1.19%

1.20%

$75,000 to $249,999

1.54%

1.55%

$250,000 and over

1.69%

1.70%

High Yield Business MMDA Promo3

 

 

$10,000.00

 

 

$2,500 to $249,999

2.37%/2.86%

2.40%/2.90%

$250,000 to $999,999

3.59%/4.07%

3.65%/4.15%

$1,000,000 and over

3.93%/4.41%

4.00%/4.50%

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

3 To receive the 0.50% bonus rate increase, shown above in bold, business must have an operating account carrying a minimum balance of $250,000 in a non-interest bearing account at MMDA opening. 

Municipal Deposit Accounts

 

Minimum Daily Balance

Tier

Rate

APY

Municipal Now Checking

$100.00

$100 and over

0.50%

0.50%

Municipal Savings

$100.00

$100 and over

0.50%

0.50%

Municipal Money Market Deposit Account

$2,500.00

$2,500 to $24,999

0.75%

0.75%

$25,000 to $99,999

0.995%

1.00%

$100,000 to $499,999

1.49%

1.50%

$500,000 to $999,999

1.74%

1.75%

$1,000,000 and over

2.86%

2.90%

 

Switch Your Accounts Today

We live where you live. Investing back into what you care about. Join us!

Switch to Us