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Interest rates and Annual Percentage Yields are current as of June 1st, 2023 and are subject to change at the bank’s discretion.

APY = Annual Percentage Yield

Personal Checking Accounts Learn More

 

Minimum Daily Balance

Tier

Rate

APY

Kasasa Cash Checking*1

$0

$0 to $30,000

2.96%

3.00%

$30,001 and over

0.50%

3.00% to 1.07%

All balances if qualifications not met

0.05%

0.05%

Money Management Checking*

$1,500.00 or $50,000 in combined qualifying deposits and loans

$100 to $9,999

0.03%

0.03%

$10,000 to $24,999

0.07%

0.07%

$25,000 and over

0.10%

0.10%

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account during each monthly Qualification Cycle: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; be enrolled in and agree to receive eStatements.

Personal Savings Accounts Learn More

 

Minimum Daily Balance

Tier

Rate

APY

Kasasa Saver*1

$0

$0 to $30,000

0.995%

1.00%

$30,001 and over

0.25%

1.00% to 0.42%

All balances if qualifications not met

0.05%

0.05%

Statement Savings*

$300.00

All Balances

0.13%

0.15%

Young Investor’s Club*

$5.00

All Balances

0.13%

0.15%

Holiday Club*

$0.01

All Balances

0.13%

0.15%

Health Savings Account*

$100.00

$100 to $7,499

0.10%

0.10%

$7,500 to $19,999

0.15%

0.15%

$20,000 to $34,999

0.35%

0.35%

$35,000 to $49,999

0.40%

0.40%

$50,000 and over

0.50%

0.50%

Money Market Deposit Account

$2,500.00

$2,500 to $9,999

0.10%

0.10%

$10,000 to $49,999

0.15%

0.15%

$50,000 to $74,999

0.20%

0.20%

$75,000 and over

0.25%

0.25%

Personal Spring 2023 MMDA Special

$2,500.00

$2,500 to $9,999

0.40%

0.40%

$10,000 to $24,999

0.52%

0.52%

$25,000 to $49,999

0.72%

0.72%

$50,000 to $74,999

1.09%

1.10%

$75,000 to $99,999

1.70%

1.71%

$100,000 to $249,999

3.06%

3.10%

$250,000 to $499,999

2.33%

2.35%

$500,000 to $999,999

2.62%

2.65%

$1,000,000 and over

2.86%

2.90%

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

1 To earn APY, the following qualifications must be met and all transactions and activities must post and settle to the Kasasa checking account during each monthly Qualification Cycle: at least 12 debit card purchases; at least 1 direct deposit, ACH payment, ACH credit, or bill pay transaction; be enrolled in and agree to receive eStatements.

Certificates of Deposit Learn More

 

Minimum Daily Balance

Tier

Rate

APY

6 Month CD

$1,000.00

All Balances

0.70%

0.70%

9 Month CD Special

 

 

$1,000.00

 

 

$1,000 to $49,999

4.51%

4.60%

$50,000 to $99,999

4.60%

4.70%

$100,000 and over

4.75%

4.80%

1 Year CD

$1,000.00

All Balances

0.80%

0.80%

2 Year CD

$1,000.00

All Balances

0.95%

0.95%

4 Year CD

$1,000.00

All Balances

1.09%

1.10%

2 Year Bump-Up CD Special?

$1,000.00

All Balances

3.20%

3.25%

3 Year Bump-Up CD Special?

$1,000.00

All Balances

3.30%

3.35%

Fees may reduce earnings. Early withdrawal is subject to penalty.

? During the term of your Bump-Up Certificate of Deposit, you have a one-time opportunity to “bump-up” the interest rate on your account if the rate on any of our Certificates of Deposit of the same term increase above the rate disclosed at account opening. If you choose to exercise the rate increase option within the terms of the disclosure, the new interest rate and APY will be in effect for the remainder of the CD term, beginning on the first business day of the following month.

Business Deposit Accounts

 

Minimum Daily Balance

Tier

Rate

APY

Analyzed Business Checking*

Rate/APY for earnings credit only

$100 to $4,999

0.03%

0.03%

$5,000 to $9,999

0.07%

0.07%

$10,000 and over

0.10%

0.10%

IOLA Checking*

$100.00

$100 to $9,999

0.03%

0.03%

$10,000 to $24,999

0.07%

0.07%

$25,000 and over

0.10%

0.10%

Estate Checking*

$100.00

All Balances

0.15%

0.15%

Landlord Tenant Savings*

$100.00

All Balances

0.15%

0.15%

Business Savings*

$300.00

$100 to $9,999

0.15%

0.15%

$10,000 to $24,999

0.18%

0.18%

$25,000 and over

0.28%

0.28%

Executive Business Money Market Deposit Account

$10,000.00

$2,500 to $9,999

0.25%

0.25%

$10,000 to $24,999

0.35%

0.35%

$25,000 to $49,999

0.55%

0.55%

$50,000 to $74,999

1.09%

1.10%

$75,000 to $249,999

1.44%

1.45%

$250,000 and over

1.59%

1.60%

* Indicates interest rate may change on the first of any month, all other rates may change each Wednesday.

Municipal Deposit Accounts

 

Minimum Daily Balance

Tier

Rate

APY

Municipal Now Checking

$100.00

All Balances

0.20%

0.20%

Municipal Savings

$100.00

All Balances

0.20%

0.20%

Municipal Money Market Deposit Account

$2,500.00

$2,500 to $24,999

0.40%

0.40%

$25,000 to $99,999

0.65%

0.65%

$100,000 to $499,999

1.24%

1.25%

$500,000 to $999,999

1.49%

1.50%

$1,000,000 and over

2.47%

2.50%

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