Rates

Rates are valid through September 19th, 2017

Certificates of Deposit (CDs)

TermTierRateAPY*
6 month$1,000 and above0.15%0.15%
12 Month$1,000 and above0.25%0.25%
17 Month Special

$1,000 and above1

1.78%1.80%
24 Month$1,000 and above0.40%0.40%
48 Month$1,000 and above0.90%0.90%

Fees may reduce earnings. Early withdrawal is subject to penalty.


* APY = Annual Percentage Yield


1must be funded with money not currently on deposit at Pathfinder Bank.

Savings

Personal

ProductMinimum Daily BalanceTierRateAPY*
Statement and Passbook Savings**$100n/a0.05%0.05%
Health Savings Account$100up to $7,4990.15%0.15%
  up to $19,9990.35%0.35%
  up to $34,9990.60%0.60%
  up to $49,9990.75%0.75%
  $50,000 and over1.00%1.00%
Young Investor Club**$5n/a0.05%0.05%
Holiday Club**

(coupon/passbook)

Must maintain a minimum balance of at least the first payment amount of your club denomination. $2 minimum deposit to open account.n/a0.05%0.05%
Extra Savings**$100up to $4,9990.05%0.05%
  up to $9,9990.10%0.10%
  $10,000 and over0.15%0.15%
Personal Money Market Deposit Account$2,500$2,500 to $9,9990.05%0.05%
  $10,000 to $24,9990.10%0.10%
  $25,000 to $49,9990.15%0.15%
  $50,000 to $74,9990.20%0.20%
  $75,000 and above0.25%0.25%

* APY = Annual Percentage Yield

** Interest rate may change on the first of any month

Business

ProductMinimum Daily BalanceTierRateAPY*
Pathfinder Business Savings**$100up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  $25,000 and over0.20%0.20%
Executive MMDA$2,500up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  up to $49,9990.15%0.15%
  up to $74,9990.20%0.20%
  $75,000 and over0.25%0.25%
Premier Business MMDA-Promo$10,000up to $49,9990.20%0.20%
$50,000 and over0.50%0.50%

* APY = Annual Percentage Yield

** Interest rate may change on the first of any month

Checking

Personal

ProductMinimum Daily BalanceTierRateAPY*
Extra Checking$100n/a0.05%0.05%
Plus Checking**$100up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  $25,000 and over0.15%0.15%
Money Management Checking**noneup to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  $25,000 and over0.15%0.15%

* APY = Annual Percentage Yield

** Interest rate may change on the first of any month

Business

ProductMinimum Daily BalanceTierRateAPY*
Business Checking**noneup to $4,9990.05%0.05%
  up to $9,9990.10%0.10%
  $10,000 and over0.15%0.15%
IOLA$100up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  $25,000 and over0.15%0.15%

* APY = Annual Percentage Yield

** Business rate is for earnings credit only