Earn More… Right Here at Home.
For a limited time, earn a 3.50% introductory APY for 6 months on your full balance with our Premier Money Market Deposit Account (MMDA) when you deposit $25,000 in new money not currently on deposit at Pathfinder Bank, funds from a maturing Pathfinder Bank certificate of deposit, or a combination of both.
After that, your account transitions to our standard variable tiered rates applicable to the Premier MMDA, which may change at any time.
Key Features
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Flexible Access
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Check Writing
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Local Banking
Earn a 3.50% introductory APY for 6 months on your full balance with our Premier Money Market Account. All you need is $25,000 in new money not currently on deposit at Pathfinder Bank, funds transferred from a maturing Pathfinder Bank certificate of deposit, or a combination of both totaling at least $25,000 is required to open this account.
After the introductory period, your account transitions to our standard Premier MMDA tiered rates.
A high yield money market deposit account that pays higher rates on higher balances when opened with opened with new money not currently on deposit at Pathfinder Bank.
Take advantage of our limited time offer today and bank where your savings work – and your bank works for you.
$25,000 in money not currently on deposit with Pathfinder Bank or $25,000 transferred from a maturing Pathfinder Bank certificate of deposit or a combination of both totaling at least $25,000 is required to open this account. Must deposit $2,500 to accrue interest.
$20 if the minimum daily balance falls below $25,000 on any day during the 6-month introductory period. After the introductory period ends, the minimum daily balance requirement decreases to $2,500.
| Premier MMDA Rates | ||
|---|---|---|
| Tiers | Rate | APY* |
| $2,500 to $49,999 | 0.995% | 1.00% |
| $50,000 to $99,999 | 1.74% | 1.75% |
| $100,000 to $249,999 | 2.23% | 2.25% |
| $250,000 and over | 2.96% | 3.00% |
¹Annual Percentage Yield (APY) is accurate as of May 18, 2026. The introductory APY applies for six (6) months from the opening date of a new Premier Money Market account. After the introductory period, the account will earn the standard variable tiered rates applicable to the Premier Money Market Account, which may change at any time at Pathfinder Bank’s discretion. See current Rate Sheet for current APYs and balance tiers. Minimum of $25,000 in new money not currently on deposit at Pathfinder Bank, funds transferred from a maturing Pathfinder Bank certificate of deposit, or a combination of both totaling at least $25,000 is required. Transfers from existing Pathfinder Bank non-maturity deposit accounts do not qualify. If not funded within five (5) calendar days, the promotional APY may be removed and standard rates will apply. Monthly maintenance fee may apply if minimum balance requirements are not met. See fee schedule for details. Offer available to consumer deposit accounts only. Limit one promotional account per customer. Offer may be withdrawn at any time. ²Federal Deposit Insurance Corporation (FDIC) insured to the maximum amount allowed by law.