Compare Our Checking Accounts
Simple Spending
Monthly Maintenance Fee
None1
Benefits
- No minimum balance requirement
- Unlimited check writing
Refunds on ATM Withdrawal Fees
No
Free online and mobile banking access
Yes
Free Visa® Debit Card
Yes
Minimum Opening Deposit
$25
High Balances
Monthly Maintenance Fee
None1
Benefits
Interest Earnings
- 4.00% APY* on balances up to $30,000
- 4.00% to 1.31% blended APY* on balances over $30,000 depending on balance in account
- 0.05% APY* if qualifications aren't met
Refunds on ATM Withdrawal Fees
Up to $25 per month2
Free online and mobile banking access
Yes
Free Visa® Debit Card
Yes
Minimum Opening Deposit
$100
Debit Card Use
Monthly Maintenance Fee
None1
Benefits
Cash Back Rewards
- Up to 5% cash back on debit card purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $180 cash back per year, up to $15 per month based on qualifications
Refunds on ATM Withdrawal Fees
Up to $25 per month2
Free online and mobile banking access
Yes
Free Visa® Debit Card
Yes
Minimum Opening Deposit
$100
View All Accounts
1Certain transaction and service fees may apply. Refer to the Fee Schedule for more information.
2You will receive reimbursements up to an aggregate total of $25(up to $4.99 per single transaction) for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Cash Back account during that monthly qualification cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
NYS Department of Financial Services toll-free Consumer Hotline Telephone Number: 1-800-342-3736