Certificates of Deposit (CDs)

Interest rates and Annual Percentage Yields are current as of December 31st, 2025 and are subject to change at the bank’s discretion.

APY = Annual Percentage Yield

Promotional Rates

6 Month Jumbo CD - Earn up to 3.70% APY¹

Requirement	Rate	APY
With Active Checking or Savings Account	3.64%	3.70%
Without Active Checking or Savings Account	3.20%	3.25%

1 Interest compounded daily and credited monthly. Minimum deposit to open account is $100,000. Minimum daily balance to earn interest is $1,000. Rate guaranteed for 6 months from account opening. Must have an active checking or savings account at certificate opening or renewal to receive the rate increase. Early withdrawal is subject to penalty. Refer to fee schedule. Limited time offer.

 

6 Month CD Special - Earn up to 3.60% APY²

Requirement	Rate	APY
With Active Checking or Savings Account	3.54%	3.60%
Without Active Checking or Savings Account	2.96%	3.00%

2 Interest compounded daily and credited monthly. Minimum deposit to open account is $1,000. Minimum daily balance to earn interest is $1,000. Rate guaranteed for 6 months from account opening. Must have an active checking or savings account at certificate opening or renewal to receive the rate increase. Early withdrawal is subject to penalty. Refer to fee schedule. Limited time offer.

 

Choose Your Term CD Special - Earn 2.75% APY³

Requirement	Rate	APY
Choose any term between 13 and 24 months	2.72%	2.75%

3 Interest compounded daily and credited monthly. Minimum deposit to open account is $1,000. Minimum daily balance to earn interest is $1,000. Rate guaranteed for chosen term at account opening. You may choose any term between 13-months and 24-months. Refer to fee schedule. Early withdrawal is subject to penalty. Limited time offer. Upon maturity, promotional “Choose Your Term” CDs will automatically renew and convert to 12-month CD.

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Additional CD Terms Available

Please select a CD account term to apply:

Term	Tier	Rate	APY
1 Year CD	$1,000 and above	0.80%	0.80%
2 Year CD	$1,000 and above	0.95%	0.95%
3 Year CD	$1,000 and above	1.04%	1.05%
4 Year CD	$1,000 and above	1.09%	1.10%

Fees may reduce earnings. Early withdrawal is subject to penalty. Refer to fee schedule.