Building savings and cash reserves is critical to achieve long-term stability. We offer multiple paths to maximize your rainy day fund.

Municipal Savings
- Interest on balances $100+
- $100 balance to waive $5 monthly fee
- Can be used as overdraft protection
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Money Market Deposit Account
- Tiered rates and enhanced earnings
- $2,500 minimum deposit to open
- Direct check writing ability
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Pathfinder Commercial Bank is a wholly owned banking subsidiary of Pathfinder Bank. It is a New York State chartered limited purpose commercial bank and is authorized to accept deposits of municipalities, school districts, and special units of government throughout New York State.



