We utilize a comprehensive, time-proven process to formulate a strategic investment plan tailored to your needs and situation.

Investment Services
- Full-service investment and insurance strategies available
- Customized to your unique situations
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Business Services
- Establish/participate in retirement plans
- Employee and owner insurance plans
- Insurance benefit and transition plans
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Education Center
- Online video tutorials
- Financial planning basics
- Market summaries and client alerts
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NOT FDIC INSURED * NO BANK GUARANTEE * MAY LOSE VALUE
Securities offered through Cadaret, Grant, & Co., Inc, MEMBER FINRA/SIPC. Insurance products offered through Finger Lakes Investments Corporation (FLIC). Cadaret, Grant, & Co. and FLIC are not affiliated with Pathfinder Bank, its affiliates, divisions, or subsidiaries. OSJ office: FLIC 1169 Pittsford Victor Rd, Suite 230, Pittsford, NY 14534. (585) 389-0326.

