We utilize a comprehensive, time-proven process to formulate a strategic investment plan tailored to your needs and situation.

NOT FDIC INSURED * NO BANK GUARANTEE * MAY LOSE VALUE

Securities offered through Cadaret, Grant, & Co., Inc, MEMBER FINRA/SIPC. Insurance products offered through Finger Lakes Investments Corporation (FLIC). Cadaret, Grant, & Co. and FLIC are not affiliated with Pathfinder Bank, its affiliates, divisions, or subsidiaries. OSJ office: FLIC 1169 Pittsford Victor Rd, Suite 230, Pittsford, NY 14534. (585) 389-0326.