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At Pathfinder Bank, your growth is our success. Whether your plans are big or small, our experienced Lending Team understands the challenges and opportunities that your business faces and they are prepared to help you find financing solutions best suited to meet your needs.

Specializing in business lending and development, Bill Bower and Jim Hamer have years of knowledge and understanding of the Utica market. We are here to offer the expertise, creativity, and quality of products and services your business needs in order to thrive and expand.

Meet Our Utica Team


Bill Bower, Vice President
Business Development Officer

Jim Hamer
Business Development Specialist


Contact Us


We offer a wide range of customized loans and lines of credit options based on your business and projects, including:

  • Revolving & Non-Revolving Lines of Credit
  • Term Loans
  • Equipment Loans & Lines of Credit
  • Letters of Credit
  • Owner Occupied Commercial Real Estate
  • Municipal Lending Options

Additional business services options:

  • Digital Banking
  • Sweep Accounts
  • Remote Deposit Capture
  • Merchant Card Services


Switch your accounts today.

We live where you live. Investing back into what you care about. Join us!

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