Rates

Rates are valid through October 4th, 2016

Certificates of Deposit (CDs)

TermTierRateAPY
6 monthn/a0.15%0.15%
12 Monthn/a0.25%0.25%
18 Month Special$1,000 to $19,9991.24%1.25%
$20,000 to $49,9991.29%1.30%
$50,000 to $74,9991.34%1.35%
$75,000 to $124,9991.39%1.40%
$125,000 to $249,9991.44%1.45%
$250,000 and up1.49%1.50%
24 Monthn/a0.25%0.25%
48 Monthn/a0.90%0.90%

Fees may reduce earnings. Early withdrawal is subject to penalty.


* APY = Annual Percentage Yield


Savings

Personal

ProductMinimum Daily BalanceTierRateAPY*
Statement and Passbook Savings**$100n/a0.05%0.05%
Health Savings Account$100up to $7,4990.15%0.15%
  up to $19,9990.35%0.35%
  up to $34,9990.60%0.60%
  up to $49,9990.75%0.75%
  $50,000 and over1.00%1.00%
Young Investor Club**$5n/a0.05%0.05%
Holiday Club**

(coupon/passbook)

$100n/a0.05%0.05%
Extra Savings**$100up to $4,9990.05%0.05%
  up to $9,9990.10%0.10%
  $10,000 and over0.15%0.15%
Money Market Deposit Account$2,500up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  up to $49,9990.15%0.15%
  up to $74,9990.20%0.20%
  $75,000 and over0.25%0.25%
Premier Personal MMDA Promo: $2,500up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  up to $49,9990.15%0.15%
  $50,000 and over 0.65%0.65%

* APY = Annual Percentage Yield

** Interest rate may change on the first of any month

Business

ProductMinimum Daily BalanceTierRateAPY*
Pathfinder Business Savings**$100up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  $25,000 and over0.20%0.20%
Executive MMDA$2,500up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  up to $49,9990.15%0.15%
  up to $74,9990.20%0.20%
  $75,000 and over0.25%0.25%
Premier Business MMDA-Promo$10,000up to $49,9990.20%0.20%
$50,000 and over0.50%0.50%

* APY = Annual Percentage Yield

** Interest rate may change on the first of any month

Checking

Personal

ProductMinimum Daily BalanceTierRateAPY*
Extra Checking$100n/a0.05%0.05%
Plus Checking**$100up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  $25,000 and over0.15%0.15%
Money Management Checking**noneup to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  $25,000 and over0.15%0.15%

* APY = Annual Percentage Yield

** Interest rate may change on the first of any month

Business

ProductMinimum Daily BalanceTierRateAPY*
Business Checking**noneup to $4,9990.05%0.05%
  up to $9,9990.10%0.10%
  $10,000 and over0.15%0.15%
IOLA$100up to $9,9990.05%0.05%
  up to $24,9990.10%0.10%
  $25,000 and over0.15%0.15%

* APY = Annual Percentage Yield

** Business rate is for earnings credit only