Home Equity Line of Credit

We all need a shoulder to lean on at times. Thankfully, your home is always there to lend one. Securing a home equity line of credit (HELOC) provides immediate access to funds whenever you need it.


There's no interest unless you use the funds, and you can use as much or as little as you need. Best of all, what interest you do incur is typically tax deductible.* Come to Pathfinder Bank for a seamless process to set up your HELOC.

Home Equity Line of Credit
Summary
  • Competitive variable interest rate
  • Interest only on what is used
  • Interest is typically tax deductible*
  • Re-use without re-applying**
  • No closing costs
  • No service fees
  • Immediate access to funds
  • Use for most any need
  • Automatic loan payments available

*Consult a tax advisor.

**Do not need to reapply to access funds during the 10-year draw period.